The asset most people forget about
Next upWhat a life settlement is, who qualifies, and what your options actually are.
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A life insurance policy is often worth far more than its surrender value.
Life Settlement Minute is a weekly, 20-minute session for policyholders, families, agents, and advisors who want to know all their options.
Before a policy lapses, gets surrendered, or is written off as spent, this is the conversation worth having first.
This week's session
What a Life Settlement Is
- Format
- Live + Replay
- Length
- 20 MIN
- Audience
- Open To All
- Commitment
- No Obligation
Seat status
Open Registration
About the show
Every Wednesday at 11 AM PST, we share the information you need to find out if a policy may have untapped value.
Before you sign anything
See what options may exist before letting a policy lapse, surrendering it, or assuming there's nothing left to recover.
Spot it in a client file
Learn the signals that separate a policy worth a second look from one that isn't, and how to explain the process clearly.
Weigh the full picture
Understand how life expectancy, policy type, premium load, and death benefit size can change what a policy is actually worth today.
Registration
Save your seat for the next session.
Register once to receive episode reminders, replay links, and follow-up resources.
- Episode reminders and replay links
- Plain-language explanations, no sales pitch
- Follow-up resources after each session
- Unsubscribe from communications anytime
Ready when you are
Registration opens in a quick popup right here on this page.
Open Registration FormThe lineup
Upcoming Episodes
Register once to get the weekly show emails. Replay buttons are shown below as placeholders and will turn live once replays are available.
How to spot a life settlement in 5 minutes
The 5-Minute Qualifier: five signals that tell you whether a policy is worth a closer look.
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The lapse conversation
What to know before a policy gets cancelled, for agents and policyholders both.
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Life settlements as a retirement planning tool
Three scenarios where a life settlement is exactly the right answer.
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Real outcomes
What people received, what made the difference, and how it happened.
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Why some policies are worth more than others
The four factors that determine what an offer looks like.
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What to expect from the process
Rights, responsibilities, and what to know before moving forward.
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What gets in the way of taking action
And how to make sure it doesn't happen to you.
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How it works
Register once. Show up when it's useful.
No account to manage, no series to keep track of on your own.
MIN 0
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Enter your contact information to reserve your spot for the next session.
DAY OF
Attend or watch the replay
Join live or catch the replay link, sent straight to your inbox.
MIN 20
Review your options
Use what you learned to decide whether a policy is worth a closer look.
Questions
Frequently asked
Who is this show for?
If you're an agent or advisor, this show gives you the knowledge to recognize when a client may have more options than they realize. If you're a policyholder, this show helps you understand what your policy may actually be worth before you walk away from value you didn't know was there.
What is a life settlement?
A life settlement or viatical settlement is the sale of an existing life insurance policy to a third-party buyer for more than its cash surrender value but less than the death benefit. The policyowner receives a lump sum of cash for their policy and in turn, the buyer takes over ownership and beneficiary rights as well as premium payment responsibility. It provides the policyholder a way to unlock value from a policy that may no longer be needed.
Can I watch past episodes if I missed one?
Yes. Replays of all past episodes are available on the Life Settlement Minute YouTube channel. Each episode is also listed in the schedule above with a replay link once it has aired.
Is this legal?
Yes. Life settlements have been legally recognized for over a century. In 1911, the Supreme Court ruled in Grigsby v. Russell that a life insurance policy is your property, and like any property you own, you have the right to sell it. That ruling is still the legal foundation for life settlements today.
What happens after a policy is submitted for review?
The policy goes through a no-obligation appraisal process. If value is found and there is buyer interest, you may receive an offer. There is never any obligation to accept. If you decide to move forward, ownership transfers to the buyer, you receive your payment, and you are no longer responsible for future premiums.